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Personal Loans

In this tough economy, many of us are facing problems with bad credit and debt. So, who can we turn to when we need some cash to pay for bills and expenses. There are thousands of lenders out there that may lend you money if you own a house or a car. But, what if you don't have any collateral?

The reality is: There are only a handful of lenders that will actually lend money to individuals with less than perfect credit. That is why we've teamed up with HFC/Beneficial and CitiFinancial to bring you their personal loan services. These direct lenders have earned the trust of millions of customers all over the world. And over the years, they have built a solid reputation by providing quality products coupled with great customer service.


Borrow with confidence from a company you can trust! HFC is a subsidiary of HSBC, one of the largest banking and financial services organizations in the world. They have over 125 years of experience to help you reach your financial goal. You may qualify for a personal loan of up to $20,000 with no collateral.

HFC specializes in lending money to people who have had less than a perfect credit history. They provide unsecured personal loans, which means you may be able to borrow money with no collateral. The amount which you can borrow is based on your overall credit and financial situation. Their average customer is between the ages of 35-44, and has a FICO score of 640.

  • No collateral required to secure the loan.
  • Fewer documents to work through; open a personal loan with just your signature.
  • Flexible, reasonable payment options.
  • Get money quickly.
  • No application fee.
  • Bad credit is OK.

Click Here to Apply


Don't take chances with unknown lenders! CitiFinancial has been helping people realize their financial goals and dreams since 1912. CitiFinancial is a member of Citigroup, the world's largest financial services provider. With more than 2000 offices in the United States and Canada, they're ready to help their customers get the money they need. Each branch manager runs their CitiFinancial office as if it is their own business, so loan decisions are made locally. In addition to personal loans, they also provide quality financial products such as home mortgages, bill consolidation, and student loans.

  • No Collateral is Required.
  • No Obligations.
  • 14-Day Period for Cancellations.
  • No Prepayment Penalties.
  • Fixed Interest Rates.
  • Borrow up to $15,000.
  • Citi® Identity Theft Solutions Free for Customers.
  • Average to Good Credit is Needed.

Click Here to Apply

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